Macquarie Bank

2.09%

Fixed - 3 years

2.43%

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

2.09%

Fixed - 2 years

2.46%

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

2.14%

Fixed - 3 years

2.48%

Interest rates ranked in the best 20%
No ongoing fees
Split account option

Real Time Rating™

2.49%

Variable

2.49%

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Macquarie Bank car loans

6.42%

Variable

7.72%

Lower than average rate
Flexible repayment options
Can apply online
Can apply in branch

Real Time Rating™

6.92%

Variable

8.22%

Flexible repayment options
Can apply online
Can apply in branch

Real Time Rating™

8.14%

Variable

9.44%

Flexible repayment options
Can apply online
Can apply in branch

Real Time Rating™

9.01%

Variable

10.31%

Flexible repayment options
Can apply online
Can apply in branch

Real Time Rating™

Macquarie Bank credit cards

20.70%

Receive 20,000 bonus Macquarie Reward points

$99

Bonus Points

20.70%

Receive 20,000 bonus Macquarie Reward points

$149

Bonus Points

20.70%

Receive 20,000 bonus Qantas points.

$99

Bonus Points

20.70%

Receive 20,000 bonus Qantas points

$149

Bonus Points

Macquarie Bank superannuation

$528

$823

Advisory services
Income protection
Term deposits
Variety of options

SuperRatings awards

Past 5-year return

8.21%

$396

$541

Advisory services
Income protection
Term deposits
Variety of options

SuperRatings awards

Past 5-year return

8.21%

$696

$841

Advisory services
Income protection
Term deposits
Variety of options

SuperRatings awards

Past 5-year return

8.21%

$530

Advisory services
Income protection
Term deposits
Variety of options

SuperRatings awards

Past 5-year return

8.21%

Macquarie Bank savings accounts

Maximum rate

1.35%

Intro 4 months then 1.20%

Base rate

1.20%

Special intro rate
No ongoing fees
No minimum balance
Features on 2020 RateCity Awards

Real Time Rating™

No foreign exchange fees and get up to 10% discounts on eGift cards.

Macquarie Bank bank accounts

Account Keeping Fees

Monthly

ATM Fee

Over 3,000 rediATMs

Card Type

MasterCard

Maximum Interest rate

0.20%

special

Real Time Rating™

Macquarie Bank term deposits

Interest rate

0.50%

p.a for 6 months

Min. deposit

$10,000

Next rate increased

0.55%

p.a for 9 months

Max rate

0.55%

p.a for 12 months

Interest can be paid to other institution
Interest rate variations available based on payment options
Automatice maturity rollover
Covered by government guarantee

Real Time Rating™